The Crossword Centre Clue-Writing Competition

CCCWC March competition voters’ comments
 
Clue no. 13: First set in Murray's case means netting low returns?

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A clue to MONEY (CLASS) (Wrong Number).
2 comments refer to this clue (from 2 competitors, 0 others)
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Here is the text

 
Comments on the competition
1.
If 3 had included an apostrophe, (bees'), then perhaps the English would be fairer to the solver but it wouldn't make any sense, so I gave it no marks.
4 is described "& lit", but I don't agree.
I thought 11 used unnecessary words to include FORM. It did not read as a conventional clue to MONEY.
The first part of 13 is clever, but I don't understand "netting low returns".
Japanese ——— 19 does not necessarily indicate YEN, it could be anything!
23 lacks a definition for MONEY.
I don't understand 25, ("certainty – indispensible,", does not indicate anything to me, sorry!)also "social rank" for CLASS is two words, which disqualifies it.
My marking was as follows:
24 5
29 4
34 3
30 2
6 1
2.
1st (4 pts) 6 — simple and very elegant
2nd (3 pts) 9 — the best of the hidden clues that used this idea
3rd (2 pts) 13 — not sure about first=one, otherwise good
4th= (1 pt each) 8, 14, 24 ('Means' has a tacked-on look), 37 (would prefer the fact that 'St' and 'Ed' leave different parts of 'most needy' to be signposted), 40 (not sure about 'last of' applying to two words), 49 (the 'o is a bit artificial, despite its use in high circles)